by Vera Queiroz
David Mhlanga holds a Ph.D. PhD. He is a senior Research Fellow at the University of Johannesburg. His research is in Development Economics, Economics of Artificial Intelligence, and participates in Financial Inclusion, Fin-tech, Poverty, the Fourth Industrial Revolution, and the Application of Artificial Intelligence and Machine Learning in Business, Finance and Economics with experience in complex data analysis. He Documented publication records in various peer-reviewed academic journals. He is an Author of the Book, ” digital financial inclusion: Revisiting Poverty Theories in the Context of the Fourth Industrial Revolution.